Gross-net salary Poland

Poland gross-net salary calculator

Estimate how much of a Polish gross salary may reach your bank account. Compare employment, B2B and civil contract models with a simple educational calculator.

Quick answer

In Poland, gross salary is reduced by social contributions, health contribution and income tax. Net pay depends strongly on the contract type. An employment contract gives more protection, while B2B can be more flexible but requires business accounting and risk planning.

Poland salary calculator

Gross to net salary in Poland

Enter a monthly or yearly amount and choose the contract type. The calculator uses simplified Polish tax and contribution assumptions.

Estimated take-home pay

8,510 PLN

Tax: 913 PLNContributions: 2,577 PLNCosts: 250 PLN

Simplified estimate. Real payroll depends on current rules, benefits, reliefs, PPK, residence status and individual circumstances.

How to read the result

Employment contract

Usually includes paid vacation, stronger employee protection and payroll handled by the employer.

B2B

Can produce higher net income, but you must handle taxes, ZUS, costs, accounting and unpaid time off.

Civil contracts

Mandate and specific work contracts can be simpler, but rules and contributions vary by situation.

FAQ

What is the difference between gross and net salary in Poland?

Gross salary is the amount before employee social contributions, health contribution and income tax. Net salary is the estimated amount paid to your bank account.

Does the calculator cover B2B contracts?

Yes, but B2B is simplified. It estimates net income from an invoice after assumed business costs, taxes and contributions.

Is the result exact?

No. The calculator is educational and simplified. Real net pay depends on current rules, residence status, benefits, tax reliefs, PPK and individual circumstances.

What is ZUS in Poland?

ZUS is the Polish social insurance system. It covers social and health contributions and is one of the key reasons gross and net salary differ.