# B2B vs Employment Contract Poland Calculator

> Calculator comparing a Polish employment contract with B2B cooperation, including net income, ZUS, taxes, business costs, unpaid breaks and break-even invoice.

HTML page: https://www.zarobto.pl/en/calculators/b2b-vs-employment-contract

## Quick Answer

B2B can pay more net than an employment contract, especially at higher incomes.

B2B usually moves accounting, ZUS, taxes, unpaid leave, sick days and downtime risk onto the worker.

The break-even invoice is often more useful than the headline net amount.

## Inputs

Employment contract gross salary.

Monthly B2B invoice amount net.

Monthly B2B business costs.

B2B tax form, ZUS mode, VAT status and unpaid B2B break days.

## Outputs

Monthly and yearly employment net pay.

Monthly and yearly B2B net pay after costs and unpaid breaks.

Monthly and yearly difference.

Approximate B2B break-even invoice.

## Disclaimer

ZarobTo is an educational website. Calculators and analyses are simplified estimates and do not constitute legal, tax, accounting, immigration, financial or career advice.

## FAQ

### Is B2B always better than employment in Poland?

No. B2B can give higher net income, but must cover taxes, ZUS, accounting, unpaid vacation, sick leave and downtime risk.

### Do B2B contractors get paid vacation?

Usually not automatically. Paid time off depends on the contract.

## Links

- [HTML page](https://www.zarobto.pl/en/calculators/b2b-vs-employment-contract)
- [Employment contract vs B2B guide](https://www.zarobto.pl/en/guides/employment-contract-vs-b2b-in-poland)